Small Business Loans
The City has two loan funds available for uses such as permanent working capital, purchasing real estate or equipment, and refinancing existing debt.
MicroCity Loan Fund
The MicroCity fund provides loans to small businesses in amounts up to $35,000. It is used to encourage expansion by providing “gap” debt financing. Funding is available to successful growing or emerging small businesses that meet our underwriting requirements and are located within the City of Cincinnati.
Grow Cincinnati Loan Fund
The Grow Cincinnati Fund was created to provide capital for fixed assets, working capital, and eligible refinancing to small businesses located in the City of Cincinnati. It is used to encourage expansion and increase the capacity of small business by providing ‘gap’ debt financing and access to technical assistance. Funding is available to successful growing or emerging small businesses that meet our underwriting requirements.